Perception vs. Reality There’s an alarming difference between perception and reality for current and future retirees. Share | Have A Question About This Topic? Name Email Address Question Thank you! Oops! Related Content Retirement Redefined Around the country, attitudes about retirement are shifting. Immediate vs. Deferred Annuities Looking forward to retirement? It's critical to understand the difference between immediate and deferred annuities. Inflation & Retirement Estimate how much income may be needed at retirement to maintain your standard of living.